At Ludlow & Harrison, we know that education is one of the most important—and expensive—investments you’ll ever make. That’s why our Education Tax Planning services are designed to help you save smart, spend wisely, and reduce your tax burden while securing a brighter future for your children or grandchildren.
Whether you're saving for college, navigating financial aid, or planning your own continued education, we make sure your plan is as smart as your ambition.
Reduce your taxable income through credits and deductions
Grow education savings tax-free with the right accounts
Avoid financial aid pitfalls that can cost you thousands
Support your loved ones’ futures while protecting your finances
Gain peace of mind with a clear, personalized roadmap
We’ll help you choose between 529 plans, Coverdell ESAs, and other vehicles, depending on your income, goals, and how soon your child will need the funds.
Yes—but it takes careful planning. We’ll show you how to maximize both credits and savings without accidentally disqualifying yourself.
Absolutely. We’ll guide you through tax-efficient gifting strategies that support their future and minimize estate taxes in the process.
Yes! Many tools can be used beyond college—K-12 private tuition, grad school, and even continuing education may qualify, depending on the structure.
